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Unlock the value of your home
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You’ve worked hard your whole life. Now it’s time to enjoy the retirement you deserve, on your terms. As proud members of the Equity Release Council, we can help you find the right deal for you.
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We’ve assisted hundreds of clients in unlocking the equity in their homes. You too could supplement your retirement income and maintain your lifestyle whilst remaining in the family home.
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Get in touch
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Aiming for the stars
[/vc_column_text][vc_column_text css=”” text_direction=”default” max_width=”550″]By monitoring rate movements across the market, our qualified, independent advice team are aiming to source you a suitable equity release deal.[/vc_column_text][vc_column_text text_direction=”default” max_width=”500″]
*Please note that rates are subject to change and may vary based on individual circumstances, market conditions, and lender terms and conditions. The actual rate you receive will depend on factors such as your age, property value, loan amount, and credit history. It is essential to consult with a qualified equity release advisor to obtain an accurate and personalised quote tailored to you.
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Get unbiased, independent equity release advice
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We’ve been helping homeowners aged 55 and over tap into their property potential for many years. By staying on top of the latest rates and products we can give you unbiased advice. We will also help you secure your financial future by accessing the value in your home.
We put our customer’s best interest’s first, so let us guide you through the equity release journey with confidence and peace of mind.
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Frequently asked questions
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[vc_column_text css=”” text_direction=”default”]Equity release involves either a Lifetime Mortgage, where you borrow against your home whilst retaining ownership, or a Home Reversion plan, where you sell a part of your home for a lump sum or payments. The loan and interest are repaid when the home is sold, usually upon death or moving into care.[/vc_column_text]
[vc_column_text css=”” text_direction=”default”]Yes, equity release plans can typically be transferred to a new property, provided the property meets the lender’s criteria. If the new home is less valuable, you might need to repay part of the released equity. It’s a flexible option but requires careful planning.[/vc_column_text]
[vc_column_text css=”” text_direction=”default”]Taking out equity release can reduce the size of your estate, affecting the amount of inheritance you leave. Discussing with family is crucial, as many plans now offer an inheritance protection guarantee to safeguard a portion of your estate for your heirs. Understanding the impact on family inheritance is key.[/vc_column_text]
[vc_column_text text_direction=”default”]The amount you can borrow through equity release is primarily influenced by your age (the older you are, the more you can typically release), the value of your property, and your health condition, with some plans offering more for those with certain health issues. Lenders also consider current market conditions and regulations.[/vc_column_text]
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Get More From Your Retirement
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Initial free consultation to discuss your situation
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We search the whole market for your solution
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Once accepted you recieve quick access to your funds
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